[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.nucleus.cz\/proc-je-vhodna-doba-na-to-poridit-si-nemovitost\/#Article","mainEntityOfPage":"https:\/\/www.nucleus.cz\/proc-je-vhodna-doba-na-to-poridit-si-nemovitost\/","headline":"Pro\u010d je vhodn\u00e1 doba na to po\u0159\u00eddit si nemovitost?","name":"Pro\u010d je vhodn\u00e1 doba na to po\u0159\u00eddit si nemovitost?","description":"Situace na trhu nemovitost\u00ed te\u010f nen\u00ed zrovna p\u0159\u00edzniv\u00e1. Ceny jsou vysok\u00e9, v\u00fdb\u011br pro potencion\u00e1ln\u00ed kupce je pom\u011brn\u011b ni\u017e\u0161\u00ed, ne\u017e tomu bylo p\u0159ed n\u011bkolika lety. Stejn\u011b… ","datePublished":"2022-07-09","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.nucleus.cz\/author\/#Person","name":"","url":"https:\/\/www.nucleus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2b882a21216b34ba28e79730eea9356b725e9a0bf9885ae3bedd792ae606fb10?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"nucleus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.nucleus.cz\/wp-content\/uploads\/pexels-photomix-company-101808_3.jpg","url":"https:\/\/www.nucleus.cz\/wp-content\/uploads\/pexels-photomix-company-101808_3.jpg","height":0,"width":0},"url":"https:\/\/www.nucleus.cz\/proc-je-vhodna-doba-na-to-poridit-si-nemovitost\/","about":["Finance"],"wordCount":410,"articleBody":"   Situace na trhu nemovitost\u00ed te\u010f nen\u00ed zrovna p\u0159\u00edzniv\u00e1. Ceny jsou vysok\u00e9, v\u00fdb\u011br pro potencion\u00e1ln\u00ed kupce je pom\u011brn\u011b ni\u017e\u0161\u00ed, ne\u017e tomu bylo p\u0159ed n\u011bkolika lety. Stejn\u011b tak v\u00fdvoj u bank, kte\u0159\u00ed jsou poskytovateli hypot\u00e9k nen\u00ed zrovna nejr\u016f\u017eov\u011bj\u0161\u00ed. Spousta lid\u00ed, kte\u0159\u00ed ji\u017e \u00fav\u011br vlastn\u00ed, stra\u0161\u00ed v hlav\u011b konec fixace, nov\u00e9 hypot\u00e9ky maj\u00ed vysok\u00e9 \u00fav\u011bry a banky \u010d\u00edm d\u00e1l t\u00edm v\u00edce zp\u0159\u00eds\u0148uj\u00ed, komu hypot\u00e9ku daj\u00ed. P\u0159esto je mo\u017en\u00e1 prav\u00fd \u010das koupit si vlastn\u00ed nemovitost.Pokud m\u00e1te naspo\u0159en\u00e9 pen\u00edze, m\u016f\u017eou v\u00e1m poslou\u017eit jako z\u00e1klad pro va\u0161i hypot\u00e9ku. Banky po\u017eaduj\u00ed, aby p\u0159i \u017e\u00e1dosti o hypote\u010dn\u00ed \u00fav\u011br m\u011bl \u017eadatel naspo\u0159enou ji\u017e jistou \u010d\u00e1stku z celkov\u00e9 ceny nemovitosti. Vzhledem k vysok\u00e9 inflaci, kter\u00e1 za\u010dala minul\u00fd rok a strm\u011b pokra\u010duje i tento rok, va\u0161e pen\u00edze \u010d\u00edm d\u00e1l t\u00edm v\u00edce ztr\u00e1c\u00ed na hodnot\u011b. A pokud je m\u00e1te na b\u011b\u017en\u00e9m spo\u0159\u00edc\u00edm \u00fa\u010dtu, \u00farok, kter\u00fd na n\u011bm m\u00e1te obvykle inflaci nevykryje. Pokud bude inflace pokra\u010dovat, to, co by v\u00e1m dnes sta\u010dilo na pokryt\u00ed z\u00e1kladu hypot\u00e9ky, u\u017e v\u00e1m mo\u017en\u00e1 za p\u00e1r let sta\u010dit nebude.U trhu nemovitost\u00ed se tak\u00e9 do budoucna nep\u0159edpokl\u00e1d\u00e1, \u017ee by se situace zlep\u0161ila. Ceny rozhodn\u011b klesat nebudou, pr\u00e1v\u011b naopak. Pokud tedy m\u00e1te \u0161anci dostat hypote\u010dn\u00ed \u00fav\u011br a t\u0159eba m\u00e1te v oku nemovitost, kter\u00e1 by se v\u00e1m velmi zamlouvala, asi nen\u00ed u\u017e na\u010d \u010dekat.\u00darokov\u00e9 sazby do budoucna takt\u00e9\u017e porostou. Ekonomick\u00e1 situace nen\u00ed p\u0159\u00edzniv\u00e1, a to nejen u n\u00e1s, ale v cel\u00e9m sv\u011bt\u011b. Ekonomika se je\u0161t\u011b nesta\u010dila vzpamatovat z pandemie covid-19 a nyn\u00ed je tu v\u00e1lka na Ukrajin\u011b, kter\u00e1 \u010d\u00e1ste\u010dn\u011b takt\u00e9\u017e ekonomiku paralyzuje. Pokud te\u010f z\u00edsk\u00e1te hypot\u00e9ku, m\u00e1te \u0161anci si p\u00e1r let zajistit slu\u0161nou fixaci. A do budoucna se mohou objevit dal\u0161\u00ed ne\u010dekan\u00e9 v\u00fddaje, kter\u00e9 v\u00e1m mohou p\u0159ekazit pl\u00e1ny na koupi va\u0161\u00ed nemovitosti. Zaj\u00edmav\u00fd \u010dl\u00e1nek si m\u016f\u017eete p\u0159e\u010d\u00edst na Jsme zdravotn\u011b poji\u0161t\u011bni Hypoteka-bez-registru.net, kter\u00fd se zab\u00fdv\u00e1 zdravotn\u00edm poji\u0161t\u011bn\u00edm a na\u0161imi v\u00fdhledy do budoucna ve spojitosti pr\u00e1v\u011b s t\u00edmto t\u00e9matem.                                                                                                                                                                                                                                                                                                                                                                                          3.5\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d je vhodn\u00e1 doba na to po\u0159\u00eddit si nemovitost?","item":"https:\/\/www.nucleus.cz\/proc-je-vhodna-doba-na-to-poridit-si-nemovitost\/#breadcrumbitem"}]}]